No amount of fertilizing will do any good if banana trees are grown outside of their acidic soil pH range of 5.5. to 6.5. When grown outside of their preferred range -- such as in deserts or drought-ridden areas that typically have alkaline soils -- banana trees suffer from malnutrition. So, before planting a banana tree, gardeners must check their soil pH. Dig a 3- to 4-inch hole in the proposed planting area to collect soil for a soil pH test. Based on the results, spread lime on areas with a pH under 5.5; add sulfur to correct alkaline soils with a pH more than 6.5.
Banana trees are notorious heavy feeders. Gardeners must keep fertilizer on hand to meet the nutritional needs of their banana trees. Trees need a balanced fertilizer with a nitrogen, phosphorous and potassium mix of 8-10-8 each month during the growing season. Nitrogen helps the tree grow, phosphorous helps root development and potassium aids in fruit production. Using a fertilizer that has a higher percentage of nitrogen than the rest of the other two nutrients can burn banana tree roots.
Spread a granule fertilizer 4 to 8 feet from the trunk of the plant. Fertilizer granules must never touch the base of the tree, because the nitrogen can burn the banana tree plant tissues. Typically, mature banana trees need 1 1/2 to 2 pounds of nitrogen per month. Smaller banana trees use a quarter of that amount. After spreading the granules, water the area. Use 1 inch of water to help the nutrients absorb into the soil and down to the roots.
Mulches prevent weed growth and help contribute additional acidic properties to the soil. The key to mulching banana trees is using an organic mulch that keeps the soil acidic as it decomposes. Types of acidic organic mulch include pine bark, oak leaves and pine needles. Spread the mulch from 3 inches away from the base to just past the drip line. The drip line is the area directly underneath the outermost leaves. Use a layer 2 to 6 inches deep.