Set out the plants in your garden bed before adding river rock. Dig holes for the plants as deep as the root balls and twice as wide. Place the plants into the holes and fill with soil. Water the plants for 10 minutes.
Pour the river rock into the plant bed slowly to avoid knocking over any of the plants in the bed.
Arrange the river rock around the plants to make an even, single layer of rock around all of the plants. The river rocks shouldn't be perfectly flat. Arrange them so some are at angles to add interest to the bed.