North Florida's climate is more temperate, and freezes are commonplace, so palms in this area must be frost-proof. Native dwarf, Saw and Sabal palmettos are at home in North Florida. Other popular cold-hardy palms include Pindo palm, Phoenix (Date) palms, and Needle palms.
With a slightly warmer climate than North Florida, Central Florida palms include less cold-hardy varieties, such as Windmill palm, Puerto Rican Hat palm and European fan palm. All of the cold-hardy palms are also at home in Central Florida.
South Florida's sub-tropical and tropical climates are home to some of the most graceful palm species, such as Areca palm, Fishtail palm, Foxtail palm, Bamboo palm and the showy blue foliage of the Bismarck palm. All of the palms from North and Central Florida also do well in South Florida.