How to Finance a Loveseat With Assembly

Even if you don't have hundreds of dollars to purchase new furniture, financing it gives you the ability to take it home. Furniture stores allow you to finance furniture like a loveseat directly through them. It does not matter if they are delivering and assembling the furniture for you or not, they will still allow you to finance the cost.

Instructions

- 1
  Ask the furniture store you are shopping at if they offer purchase financing.
- 2
  Fill out the financing forms that they provide you with. You will need to provide them with your personal information like name, address, phone number, references, job title and contact information and social security number.
- 3
  Wait for the store to run your credit score. This will allow them to determine what your interest rate will be and the amount of money they will allow you to finance. Make sure that the store representative knows that you wish to have the loveseat delivered and assembled.
- 4
  Go over the finance terms with the store representative. You will review the interest rate, amount due on the day of purchase, the amount being financed, how many months you will be making payments and how much those payments are.
- 5
  Pay the amount due that day and sign your financing contract that the store representative went over with you. This is a binding contract and you must make the monthly payments on the loveseat in order to keep it. They will now deliver and assemble your loveseat for you.

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