Check with the local zoning office or the public library to find a copy of the Residential Building Code for your specific area. If the state issues the building code, then look for information for your location within the book. Some government units are beginning to put the building codes on the Internet.
Ask the residential home building contractor who is building the home what the frost line is. He is required to submit to the authorities building plans for approval that follow the code.
Call the municipal building inspector to inquire about the frost line. He will be the one who issues the approval for the home building and inspect it afterward to make sure it has followed the construction code.