Install extruded polystyrene board vertically on the exterior of the foundation wall, from the finish grade line to at least 2 feet depth below grade. Backfill to the top of the board.
Lay the foam board against the interior basement foundation walls for the full height. Build a stud wall with the 2-by-4 and install against the wall. Fit fiberglass insulation snugly between the studs.
Use the staple gun to seal the entire wall with 4-mil polyethylene material. Cover the penetrations of the staples, and any tears or cuts, with the tape or acoustic sealant. Finish the wall with gypsum board, or another fire-resistant material.
Friction-fit foam board into the cavities of headers. Seal gaps with caulking or foam-in insulation.
Insulate the heated crawlspace with the polystyrene board for the full height of the walls. Add foam board to the joist rim, and to the joists for the floor above.
Close off vents after insulating heated crawlspace walls. Place 6-mil poly sheeting over the ground or concrete. Overlap seams, and use stones to weigh it down. Seal the edges.
Increase the insulation for the floor above an unheated crawlspace to R-20. Install the 6-mil poly to the crawlspace floor.